HarvestLock lets an agricultural cooperative and a buyer agree a price before the season starts, then holds the buyer's money in a neutral escrow contract until an independent warehouse confirms the harvest actually arrived. Neither side can move the money alone.
No jargon required — this is the whole idea, in plain terms.
A cooperative and a buyer agree a price and quantity before harvest. Nothing has moved yet.
The buyer's deposit moves into escrow — a contract that belongs to neither party.
Capped pre-harvest payments release to the cooperative in tranches, so farmers aren't waiting on delivery to get paid at all.
An independent warehouse operator confirms the harvest arrived. Only then does the remaining balance pay out.
Every commitment has exactly one cooperative and one buyer on opposite sides of the same escrow.
Represents the farmers actually growing the crop. Agrees the price, commits to delivering the harvest, and receives advance payments before delivery to help fund the season.
Gets paid in tranches — some upfront, the rest once the warehouse confirms delivery.
Commits to purchase the harvest at an agreed price. Funds the escrow upfront, locking in supply and price before the season's uncertainty plays out.
Gets the crop at delivery — and gets a shortfall refund automatically if less arrives than agreed.
A third, independent party — the warehouse operator — grades and confirms the actual delivery. Neither the cooperative nor the buyer can trigger settlement on their own say-so.
Each app is built for one role in the deal — pick whichever one matches yours.
Create a commitment, lock your deposit, track delivery, and settle once the harvest arrives.
Open the buyer dashboard →Track your commitments, claim advance tranches as they open, and manage delivery status.
Open the cooperative dashboard →Mark the mid-season checkpoint and attest delivered quantity and grade — the independent record settlement pays out against.
Open the warehouse console →C…) so you can look it up.